UQPAY Launches Enterprise-Grade Card Issuing Capabilities for AI Agents

2026-3-28

ChatGPT Image 2026年3月28日 09_39_50.png Introducing FlashCard: A Payment Card Built for Enterprise-Grade AI Agents

AI agents spend money differently from humans. They don’t browse, hesitate, or second-guess. They detect a task, select a vendor, and execute—fast, autonomous, and at scale.

The challenge is that much of today’s payment infrastructure is still designed around human workflows. Giving an AI agent a traditional corporate card can create unnecessary exposure: overly broad permissions, persistent credentials, and limited task-level controls.

FlashCard is designed to solve that gap: One mission. One authorization. Then invalidated.

Security by Design: Task-Bounded, Lifecycle-Controlled

FlashCard is a task-scoped virtual card model: fund for a purpose, execute, then invalidate by lifecycle rules.
There is no need to leave reusable, long-lived credentials in an agent workflow.
Each FlashCard is designed to be:

Issued for a specific task (one card, one purpose.)
Bound by predefined policy and lifecycle controls
Invalidated after task completion or expiry
Reconciled back to wallet balances based on settlement rules.
When the task is complete, the credential is no longer reusable. This materially reduces unnecessary credential exposure. For enterprises deploying AI agents at scale, this is the difference between controlled automation and open-ended payment risk.

Programmable by Default: You Define the Rules

Before the card is used, teams can define exactly what it is allowed to do.

Merchant Category Controls (MCC)
Restrict usage to approved spending categories (e.g., SaaS, cloud infrastructure, travel).
Spend Limit Controls
Set hard ceilings per task/card lifecycle. The card cannot exceed approved boundaries.
Merchant-Level Controls
Constrain usage to approved counterparties.
Location & Time-Bound Validity
Define valid windows for mission-specific execution.
This is more than fraud prevention. It is programmable financial governance embedded directly into payment execution.

Built for the Agentic Era: MCP, Skills, and CLI-Ready

MCP-Aligned Integration Path
MCP-compatible agent stacks can integrate payment actions through standardized tool interfaces.
Skill/Plugin Ecosystem Support
FlashCard capabilities can be invoked in agent toolchains, including OpenClaw-based environments.
CLI-First Operations
Card creation and control can be scripted for automation pipelines and auditable operations.
UQPAY flashcard create --amount 500 --mcc 5734 --merchant "AWS" --ttl 24h
#returns task-scoped card artifacts for controlled agent execution

AI agents are already participating in real economic actions. The core question is no longer “Can they pay?” but “Can they pay in a bounded, auditable, and secure way?” FlashCard is UQPAY’s answer: a payment primitive designed for autonomous execution, with security, programmability, and agent-native integration as first principles.

One card. One task. Greater control and auditability.