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 GLOBAL 
UQPAY
ACCOUNT
U-Banking Solution is a platform that empowers our ecommerce sellers and trading businesses with banking and financial services to scale globally.
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Global Collection

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Collection-On-Behalf-Of (COBO) VA under each client's name.


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Sub-COBO VA supported institutional clients to streamline revenues with multiple collection accounts.


Global Collection Diagram

COBO Global Onboarding Country/Region Distribution

From Europe's established markets to Oceania's island economies, our COBO solutions create secure financial pathways where traditional banking meets digital innovation - serving businesses in 50 key countries and regions worldwide.

Global Collection Diagram
Asia12
Europe30
North America3
Africa3
Oceania2

Global Payouts

With development and support from SWIFT and local payment rails, you can make faster and more cost-effective international payments to your overseas corporate accounts, suppliers, and employees.

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Pay to 180+ countries with 30+ currencies.

Get access to the best FX rates for your global payment with no hidden fees, make fast and secure international payments.

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CNY Payout

Support CNY payout to companies, and suppliers in Mainland China. UQPAY has a high-efficiency, large-amount RMB foreign exchange settlement service for enterprises engaged in eCommerce sales and import-export trading.

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POBO (Payments-On-Behalf-Of) under each client's name.

Customized payer's header: Easier reconciliation for clients (Service provided for institutions).

POBO Global Onboarding Country/Region Distribution

From bustling Asian markets to emerging African economies, our POBO solutions are now live in 204 countries and regions - powering seamless transactions where our partners need us most.

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Asia42
Europe45
North America37
South America13
Africa36
Oceania26
Antarctica5
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Global Foreign Exchange

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Comprehensive FX Services

Lock and hold foreign exchange rates for more than 40 currencies, with complete transparency and no hidden fees.

Real time FX rates.
Ability to schedule a conversion at TOD, TOM, or SPOT.
Ability to schedule a forward contract with a conversion date extended to 12 months.
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Non-FI Global Account and FX Payment

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FI Global Account and FX Payment

Money Express

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Send money worldwide with UQPAY Money Express - the fast, secure way to transfer funds directly to UnionPay cards. Enjoy competitive exchange rates, low fees, and reliable service whether you're supporting family abroad, paying for education, or handling business transactions. With UQPAY's partnership with UnionPay International, your cross-border transfers are simpler and more convenient than ever.

Key Benefits

Easy Receiving

Funds directly deposited to UnionPay cards with just card number

Fast Processing

Minute-level transfer speed for efficient capital flow

Multi-Channel

Available via APP, website and partner channels

Double Security

Protected by UnionPay network and smart risk control

Grow Your Business Borderlessly
Comprehensive global digital payment solution provider. Visa and Mastercard principal members. Trusted by 10,000+ customers, covering more than 200 countries and regions.